Contractors

Funding for commercial contractors

Pay for materials and the crew before the job pays you.

What the money is for

  • Buy materials for a signed job before the first draw.
  • Pay the crew between milestones.
  • Get equipment on site without emptying the account.

How it gets funded

  • Working capital is $10,000 to $500,000. Same-day decision. The money is in within 24 hours. The cost is a factor of 1.15 to 1.49.
  • A line of credit is $10,000 to $500,000. Same-day decision, money within 24 hours. You pay an estimated 8% to 28% APR on what you draw.
  • Equipment financing is $10,000 to $2,000,000. Same-day decision, and the money is in within 24 hours if the deal does not need an appraisal. The rate is about 7% to 24% APR, over 12 to 72 months.

Are we a match? Check our minimum requirements.

  • 1 Year

    in business

  • Business

    checking account

  • $100K

    business annual revenue

  • 550+

    personal FICO® score

SBA loans need a 680+ personal FICO® score.

How it works · Who we help

Pre-qualification is not funding approval. Final options are subject to review, underwriting, and partner availability. Built Together Funding Corp works with a network of funding partners and is not a direct lender or the SBA. All financing is subject to partner review, underwriting, and approval. Rates, terms, and amounts shown on this site are estimates only, vary by qualifications, and are not an offer or commitment to lend. Not all applicants will qualify. Built Together Funding is not a direct lender or the SBA.

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