Funding Disclosures
Plain-language disclosures about how Built Together Funding thinks about pre-qualification, funding conversations, and what we do not promise. Last updated: May 7, 2026.
Pre-qualification is not funding approval. Final options are subject to review, underwriting, and partner availability.
Built Together Funding does not guarantee approval, terms, rates, savings, profit increases, or funding availability.
Funding should only be used when demand already exists and capacity is the constraint.
Pre-qualification is not funding approval. Final options are subject to review, underwriting, and partner availability. Built Together Funding does not guarantee approval, terms, rates, savings, profit increases, or funding availability.
Pre-qualification disclosure
Pre-qualification is a preliminary screen based on the information you provide. It is not a full underwriting review. Pre-qualification is not funding approval. Final options are subject to review, underwriting, and partner availability.
Funding approval disclosure
No statement on this website - before, during, or after the pre-screen - means you are approved for funding. Approval language can only come from an actual underwriting process with a specific product, partner, and documented terms.
Built Together Funding does not guarantee approval, terms, rates, savings, profit increases, or funding availability.
Underwriting / partner availability disclosure
Funding options depend on verification, partner appetite, program rules, and timing. A fit conversation today does not guarantee that the same option will exist later - or that a partner will choose to move forward.
Pre-qualification is not funding approval. Final options are subject to review, underwriting, and partner availability.
No guarantee of terms, rates, savings, profit, or approval
Built Together Funding does not guarantee approval, terms, rates, savings, profit increases, or funding availability.
Business outcomes depend on execution, market conditions, costs, and factors outside anyone's control. We do not promise revenue increases, margin improvements, or that funding will "pay for itself."
Credit check disclosure
Pre-qualifying here does not affect your credit score. If a funding partner needs a credit check during final underwriting, you will know before anything runs.
Our pre-qualification form does not access your credit file. If your application moves to underwriting with a funding partner, that partner may perform a credit review - typically starting with a soft inquiry that does not affect your score. Some partners may require a hard inquiry before final funding; where that applies, it should be disclosed to you before it happens. Always confirm the pull type with the specific partner before you sign anything.
Responsible funding philosophy
Funding should only be used when demand already exists and capacity is the constraint.
If demand is not real - or if the constraint is not truly capacity - more capital often makes problems worse. We are selective because the goal is sustainable operations, not a rushed transaction.
Business-use funding focus
Built Together Funding focuses on operating businesses with real workflows: crews, equipment, schedules, and customers. This is not a "personal expense" funding channel and it is not positioned as a consumer product line on this site.
Not for startups or no-revenue businesses
If you do not have meaningful operating history and revenue patterns, we are usually not the right place to start. The pre-screen is built around operators who can describe real demand and real constraints - not theoretical plans with no proof of work.
SMS and email communication disclosure
If you consent, we may email you about your submission and next steps. If you opt in to SMS, messages are sent only as described at the time you consent. Reply STOP to opt out of SMS where applicable.
Pre-qualification is not funding approval. Final options are subject to review, underwriting, and partner availability.
Final review required
These disclosures are intentionally direct - but they are still a draft. Before paid advertising, partner programs, or any compliance-sensitive launch, have qualified counsel review disclosures alongside your Privacy Policy and Terms.
Related pages: Privacy Policy, Terms of Use, or Contact.
Attorney review note
This disclosures page should be reviewed and finalized by legal counsel before you treat it as production-ready compliance documentation.