Business Line of Credit
You want cash ready so you can pull it when a bill or a job shows up.
Won't affect your credit score.
Quick facts
- Amount
- $10,000 – $500,000
- Time
- Same-day decision. Funds within 24 hours.
- Cost
- Estimated APR 8% – 28% on what you draw.
- Draws
- Revolving, 6 – 24 months
- Credit
- 550+ personal FICO®
Line of Credit questions
How is this different from a term loan?
A term loan is one lump sum with fixed payments. A line of credit is a limit you draw against repeatedly — you're only charged on outstanding balances.
Does an unused line cost anything?
Many partners charge nothing while the line sits unused; some have small maintenance fees. We flag the difference before you pick an option.
See if line of credit fits your file.
About 5 minutes. Straight answer within one business day.
Built Together Funding Corp works with a network of funding partners and is not a direct lender or the SBA. All financing is subject to partner review, underwriting, and approval. Rates, terms, and amounts shown on this site are estimates only, vary by qualifications, and are not an offer or commitment to lend. Not all applicants will qualify.