Question 1

Is this approval?

Accepted Answer

No. Pre-qual tells us you may be a fit. Final options depend on review, underwriting, and partner availability.

Question 2

Will this hit my credit?

Accepted Answer

Pre-qualifying here does not affect your credit score. If a funding partner needs a credit check during final underwriting, you will know before anything runs.

Question 3

What funding products can you place?

Accepted Answer

Working capital, term loans, lines of credit, equipment financing, SBA loans, MCA consolidation, acquisition financing, and commercial real estate / major projects — one application compares your options across our partner network.

Question 4

What do you need?

Accepted Answer

About 2 minutes first: what the money is for, how much, rough monthly revenue, time in business, and how to reach you. After that, a secure link lets you upload last 3–6 months of bank statements and finish the full file (SSN, EIN) when you're ready — that speeds underwriting.

Question 5

What are the minimum requirements?

Accepted Answer

1 year in business · Business checking account · $100K+ business annual revenue · 625+ personal FICO® score · Last 3–6 months of business bank statements for underwriting

Question 6

Are the calculator numbers a quote?

Accepted Answer

No — the calculator shows estimate ranges so you can model payments honestly before you apply. Actual rates and terms come from partner underwriting of your real file.

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