Question 1

Is this approval?

Accepted Answer

No. Pre-qual tells us you may be a fit. Final options depend on review, underwriting, and partner availability.

Question 2

Will this hit my credit?

Accepted Answer

Pre-qualifying here does not affect your credit score. If a funding partner needs a credit check during final underwriting, you will know before anything runs.

Question 3

What funding products can you place?

Accepted Answer

Working capital, term loans, lines of credit, equipment financing, SBA loans, MCA consolidation, acquisition financing, and commercial real estate / major projects — one application compares your options across our partner network.

Question 4

What do you need?

Accepted Answer

Seven quick steps, about 4–5 minutes: what you're looking for, business basics, contact, bank statements (upload now or secure link later), owner and business details, then confirm. Have your EIN handy.

Question 5

What are the minimum requirements?

Accepted Answer

6+ months in business (most files) · Steady revenue on bank statements · U.S.-based service or trade business · Owner can provide EIN and last 3 months of statements

Question 6

Are the calculator numbers a quote?

Accepted Answer

No — the calculator shows estimate ranges so you can model payments honestly before you apply. Actual rates and terms come from partner underwriting of your real file.

See if you qualify — Working Capital

Before you continue